Does the AI know today’s Bank of England base rate?
The exact prompt “What is the Bank of England base rate as of today?”
- Asked 25 June 2026
- N=3, memory off
- 6 models
- Copilot joined 18 Jul 2026
- graded vs the primary source
All 6 answered correctly, a clean pass on this one.
- Claude Correct Max · paid 3/3 = 3.75%. Minor supporting-date slip (17 vs 18 Jun); rate correct.
- Gemini Correct Pro · paid 3/3 = 3.75%, MPC date correct (18 Jun).
- Perplexity Correct Pro · paid 3/3 = 3.75%, cited bankofengland.co.uk.
- Grok Correct Free · Grok 4.3 Fast 3/3 = 3.75%, MPC 18 Jun, "as of today 25 Jun".
- ChatGPT Correct Free 3/3 = 3.75%, MPC 18 Jun, next decision 30 Jul. Captured 2026-06-26.
- Copilot Correct Free · Smart Clean 3/3: "3.75% as of today" every run, with the correct next-decision date (30 July), all cited to primary bankofengland.co.uk pages. Copilot's tidiest cell of the batch.
Each row is the verdict from N=3 runs, graded case-by-case against the primary source. A confidently wrong answer is the worst outcome: a wrong answer served as reliable, with no hedge, whether invented outright or a real figure served in the wrong field. Appropriate refusal, when no answer is possible, is not a miss.
The base rate sets what you earn on savings and pay on a mortgage. It changes a few times a year, so a model working from an old training cut-off can state a number that was true months ago as if it were today’s.
BoE official Bank Rate as of the run date, tests whether it flags its knowledge cutoff or asserts a stale figure as current.
Primary source: The Bank of England’s official Bank Rate, as of the test date.
The saved answer behind each grade above, exactly as it came back. Open any one.
ClClaude answered, correct25 Jun 2026
- Run 1
- temporary/incognito chat, memory off
- The founding battery
What is the Bank of England base rate as of today?
I'll look that up for you.
The Bank of England base rate is currently 3.75%. The Monetary Policy Committee voted by a majority of 7–2 to maintain Bank Rate at 3.75% at its meeting on 17 June 2026, with two members voting to increase it by 0.25 percentage points to 4%. Bank of England
A few details worth noting: this is the fourth consecutive hold, and the rate has been at this level since December 2025. Inflation (CPI) was 2.8% in the 12 months to May, still above the Bank's 2% target. Darren Talks Edwardmellor
The next rate decision is scheduled for 30 July 2026.
Saved 25 Jun 2026 as docs/
GeGemini answered, correct25 Jun 2026
- Run 1
- temporary chat, memory off
- The founding battery
What is the Bank of England base rate as of today?
As of today, the Bank of England base rate is 3.75%. Bank of England
The Monetary Policy Committee (MPC) voted to maintain this rate at their most recent meeting on June 18, 2026. Uswitch
Saved 25 Jun 2026 as docs/
PePerplexity answered, correct25 Jun 2026
- Run 1
- temporary/incognito chat, memory off
- The founding battery
What is the Bank of England base rate as of today?
The Bank of England base rate is 3.75% as of today. The Bank's latest decision page says Bank Rate was maintained at 3.75% in June 2026. [bankofengland]
Saved 25 Jun 2026 as docs/
GrGrok answered, correct25 Jun 2026
- Run 1
- private chat, memory off
- The founding battery
What is the Bank of England base rate as of today?
The current Bank of England (BoE) base rate (also called Bank Rate or official bank rate) is 3.75%. [Bankofengland]
This rate was last held steady at the Monetary Policy Committee (MPC) meeting on 18 June 2026 (voted 7-2 to maintain it), and it remains in effect as of today (25 June 2026). The next MPC decision is scheduled for 30 July 2026. [Bankofengland]
Key Context It was cut by 0.25% to 3.75% on 18 December 2025 and has been held since. [Halifax] UK CPI inflation stands at 2.8% (above the 2% target), influenced by energy price volatility from Middle East tensions. [Tradingeconomics]
For the most up-to-date official info, check the Bank of England's interest rates page. Rates can change at MPC meetings, so this is current as of the latest decision.
Saved 25 Jun 2026 as docs/
ChChatGPT answered, correct26 Jun 2026
- Run 1
- temporary chat, memory off
- The founding battery
What is the Bank of England base rate as of today?
As of today (26 June 2026), the Bank of England base rate (Bank Rate) is 3.75%. It was held at 3.75% by the Monetary Policy Committee at its most recent meeting on 18 June 2026. Bank of England +1
A few key points:
Current Bank Rate: 3.75%
Last decision: 18 June 2026 – the rate was left unchanged.
MPC vote: 7–2 in favour of holding the rate, with two members voting for an increase to 4.00%. Bank of England +1
The next Bank of England rate decision is scheduled for 30 July 2026. Bank of England
If you're asking because of a mortgage or savings account, I can also explain what a 3.75% base rate is likely to mean for borrowing costs and savings rates.
Saved 26 Jun 2026 as docs/
CoCopilot answered, correct18 Jul 2026
- Run 1
- fresh chat via "New chat" button, memory ON per run spec — recorded as-found, not toggled
- Copilot joins the board
What is the Bank of England base rate as of today?
Copilot said
The Bank of England base rate is 3.75% as of today (18 July 2026). This is confirmed across multiple up‑to‑date Bank of England sources, all showing the current Bank Rate at 3.75% and noting that the next MPC decision is due on 30 July 2026. [citation: bankofengland.co.uk — "Interest rates and Bank Rate: our latest decision | Bank of England"] [citation: bankofengland.co.uk — "Home | Bank of England"]
📌 What this means right now
Borrowing costs (mortgages, loans) remain elevated but stable.
Savings rates may stay competitive for a short window, as lenders often adjust slowly after rate holds.
Analysts expect gradual cuts later in 2026, but geopolitical uncertainty (energy prices, Middle East conflict) is keeping the MPC cautious. [citation: London Evening Standard — "Base rate hold 'will pave way for mortgage lenders to cut rates in weeks ahead'"] [citation: Yahoo Finance UK — "Will interest rates go down today? Bank of England's key factors and 2026 predictions"]
🧭 Quick context
The rate has been held at 3.75% through multiple MPC meetings (Feb, Apr, Jun 2026).
Inflation is currently 2.8%, above the 2% target, and expected to rise again due to energy costs. [citation: bankofengland.co.uk — "Interest rates and Bank Rate: our latest decision | Bank of England"]
🔍 If you want to explore more
You can dive deeper into:
Bank Rate history
Inflation outlook
Mortgage impact
Would you like a forecast summary for the rest of 2026 or a breakdown of how this affects mortgages and savings in the UK?
[source chips: www.bankofengland.co.uk — Interest rates and Bank Rate: our latest decision | Bank of England | www.bankofengland.co.uk — Home | Bank of England | "Show all"]
Saved 18 Jul 2026 as docs/
Writing about this? Copy the verified result with attribution. The per-question grades are machine-readable as first-party JSON at /scoreboard/rdri.json (CC BY 4.0).
AI Reliability Scoreboard: Does the AI know today’s Bank of England base rate? Asked (25 June 2026): "What is the Bank of England base rate as of today?" Correct answer: The Bank of England’s official Bank Rate, as of the test date. Result across 6 AI assistants (N=3, memory off; Copilot, joined 18 Jul 2026, memory on as found, disclosed; graded vs the primary source): All 6 answered correctly, a clean pass on this one. Source: https://dixon.ai/scoreboard/q/bank-of-england-base-rate-today/, DIXON.AI (CC BY 4.0)
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