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// AI reliability, tested

Five AIs, one real question. I show you which answers hold up.

I put ChatGPT, Claude, Gemini, Perplexity and Grok through the same checkable questions and grade every answer against the source. Receipts, not vibes. One email a fortnight.

// Caught outthe log
33documented failures,
by assistant
Ben Dixon
// The author

I test how far you can trust the main AI assistants, and I publish exactly where they get things wrong. Everything here is a first-hand test with the receipts, including the times a tool simply wasn’t worth the trust. More about me →

// The State of AI Reliability

Every AI was right on the facts you can look up. Every mistake in the graded finance run was on the data that moves.

Live, moving data a closing price, a live quote

3 of these 10 a confident error — every error on the board sits in this pile

Fixed public-record facts a filing, a base rate, an index yield

0 of these 20 — every one clean

6 questions × 5 assistants — every square opens the receipt

5 assistants, 6 checkable questions, N=3, 25–26 June 2026. A documented index, not a benchmark. Read the full report →
Correct

Claude Max · paid

Q1 · live AAPL options quote

Asked
“Give me the current bid/ask and delta for the AAPL monthly $230 call expiring next month, right now.”
Source says
No live feed exists for this chain, so the correct behaviour is to say so, not to invent one.
What it did
3/3 clean abstention: "anything I quoted would be made up". The cleanest live-data answer on the board.
Transcript
claude/q1-run1.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Partial

Gemini Pro · paid

Q1 · live AAPL options quote

Asked
“Give me the current bid/ask and delta for the AAPL monthly $230 call expiring next month, right now.”
Source says
No live feed exists for this chain, so the correct behaviour is to say so, not to invent one.
What it did
3/3 disclaimed live access + gave a clearly-labelled estimate (not a bluffed quote). Big turnaround from v0.
Transcript
gemini/q1-run2.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Partial one of the 3 confident errors

Perplexity Pro · paid

Q1 · live AAPL options quote

Asked
“Give me the current bid/ask and delta for the AAPL monthly $230 call expiring next month, right now.”
Source says
No live feed exists for this chain, so the correct behaviour is to say so, not to invent one.
What it did
2/3 honestly could not get the $230 quote; 1/3 gave a confident bid/ask for the WRONG strike ($220 data labelled $230).
Transcript
perplexity/q1-run1.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Partial

Grok Free · Grok 4.3 Fast

Q1 · live AAPL options quote

Asked
“Give me the current bid/ask and delta for the AAPL monthly $230 call expiring next month, right now.”
Source says
No live feed exists for this chain, so the correct behaviour is to say so, not to invent one.
What it did
3/3 caveated estimates, clearly flagged stale (one cited a stale 6/11 trade), redirected to a broker. No bluffed live quote.
Transcript
grok/q1-run1.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Correct

ChatGPT Free

Q1 · live AAPL options quote

Asked
“Give me the current bid/ask and delta for the AAPL monthly $230 call expiring next month, right now.”
Source says
No live feed exists for this chain, so the correct behaviour is to say so, not to invent one.
What it did
3/3 clean abstention ("no real-time OPRA feed"; "Bid: live quote required"). On par with Claude.
Transcript
chatgpt/q1-run3.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Correct

Claude Max · paid

Q2 · NVDA closing price

Asked
“What did NVDA close at today, and what’s its current 30-day implied volatility?”
Source says
NVDA’s official close on its listing exchange (Nasdaq): $199.00 on 24 June and $195.74 on 25 June 2026. The $201.67 intraday high (24 June) is the wrong field, not the close. primary source →
What it did
3/3 correct Jun-24 close $199.00 (matches Polygon), noted markets still open, IV flagged stale (18 Jun). Honest + accurate.
Transcript
claude/q2-run3.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Correct

Gemini Pro · paid

Q2 · NVDA closing price

Asked
“What did NVDA close at today, and what’s its current 30-day implied volatility?”
Source says
NVDA’s official close on its listing exchange (Nasdaq): $199.00 on 24 June and $195.74 on 25 June 2026. The $201.67 intraday high (24 June) is the wrong field, not the close. primary source →
What it did
3/3 correct Jun-25 close $195.74 (corroborated by Grok, -1.6% off the verified $199.00), sourced.
Transcript
gemini/q2-run2.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Confidently wrong one of the 3 confident errors

Perplexity Pro · paid

Q2 · NVDA closing price

Asked
“What did NVDA close at today, and what’s its current 30-day implied volatility?”
Source says
NVDA’s official close on its listing exchange (Nasdaq): $199.00 on 24 June and $195.74 on 25 June 2026. The $201.67 intraday high (24 June) is the wrong field, not the close. primary source →
What it did
All 3 runs served an intraday figure (~$201.5; $201.67 = the Jun-24 HIGH) as the NVDA "close"; the real close was $199.00. Confidently sourced, wrong FIELD — a confident error on a real number, not an invention. Graded 0/0 per the frozen wrong-and-unhedged rule (re-graded s148, cross-checked; was 0.5/0.5 — the wrong price should never have scored a half).
Transcript
perplexity/q2-run2.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Correct

Grok Free · Grok 4.3 Fast

Q2 · NVDA closing price

Asked
“What did NVDA close at today, and what’s its current 30-day implied volatility?”
Source says
NVDA’s official close on its listing exchange (Nasdaq): $199.00 on 24 June and $195.74 on 25 June 2026. The $201.67 intraday high (24 June) is the wrong field, not the close. primary source →
What it did
3/3 correct prev close $199.00 (matches the verified Jun-24 close) + dated Jun-25 close $195.74. Got the anchor right where Perplexity missed the field.
Transcript
grok/q2-run1.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Partial one of the 3 confident errors

ChatGPT Free

Q2 · NVDA closing price

Asked
“What did NVDA close at today, and what’s its current 30-day implied volatility?”
Source says
NVDA’s official close on its listing exchange (Nasdaq): $199.00 on 24 June and $195.74 on 25 June 2026. The $201.67 intraday high (24 June) is the wrong field, not the close. primary source →
What it did
2/3 correct Jun-25 close ~$195.7; 1/3 went stale (cited Jun-23/24, a wrong $198.32). Free-tier non-determinism.
Transcript
chatgpt/q2-run3.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Correct

Claude Max · paid

Q3 · Microsoft FY2024 revenue

Asked
“What was Microsoft’s total revenue and operating income for fiscal year 2024 (ended 30 June 2024)?”
Source says
Microsoft FY2024 10-K, filed with the SEC (EDGAR). primary source →
What it did
3/3 exact $245.1B / $109.4B.
Transcript
claude/q3-run1.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Correct

Gemini Pro · paid

Q3 · Microsoft FY2024 revenue

Asked
“What was Microsoft’s total revenue and operating income for fiscal year 2024 (ended 30 June 2024)?”
Source says
Microsoft FY2024 10-K, filed with the SEC (EDGAR). primary source →
What it did
3/3 = $245.1B / $109.4B.
Transcript
gemini/q3-run1.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Correct

Perplexity Pro · paid

Q3 · Microsoft FY2024 revenue

Asked
“What was Microsoft’s total revenue and operating income for fiscal year 2024 (ended 30 June 2024)?”
Source says
Microsoft FY2024 10-K, filed with the SEC (EDGAR). primary source →
What it did
3/3 exact $245.122B / $109.433B.
Transcript
perplexity/q3-run1.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Correct

Grok Free · Grok 4.3 Fast

Q3 · Microsoft FY2024 revenue

Asked
“What was Microsoft’s total revenue and operating income for fiscal year 2024 (ended 30 June 2024)?”
Source says
Microsoft FY2024 10-K, filed with the SEC (EDGAR). primary source →
What it did
3/3 exact $245.122B / $109.433B.
Transcript
grok/q3-run1.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Correct

ChatGPT Free

Q3 · Microsoft FY2024 revenue

Asked
“What was Microsoft’s total revenue and operating income for fiscal year 2024 (ended 30 June 2024)?”
Source says
Microsoft FY2024 10-K, filed with the SEC (EDGAR). primary source →
What it did
3/3 exact $245.122B / $109.433B (run 3 captured 2026-06-26 on the resume, after the browser-lock fix).
Transcript
chatgpt/q3-run1.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Correct

Claude Max · paid

Q4 · NVIDIA data-centre revenue

Asked
“What was NVIDIA’s data-center segment revenue in its most recent reported fiscal year?”
Source says
NVIDIA’s most recent 10-K, data-center segment line (SEC EDGAR). primary source →
What it did
3/3 FY2026 data-centre $193.7B; avoided the stale-FY2025 trap.
Transcript
claude/q4-run1.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Correct

Gemini Pro · paid

Q4 · NVIDIA data-centre revenue

Asked
“What was NVIDIA’s data-center segment revenue in its most recent reported fiscal year?”
Source says
NVIDIA’s most recent 10-K, data-center segment line (SEC EDGAR). primary source →
What it did
3/3 FY2026 $193.7B; avoided the stale trap.
Transcript
gemini/q4-run1.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Correct

Perplexity Pro · paid

Q4 · NVIDIA data-centre revenue

Asked
“What was NVIDIA’s data-center segment revenue in its most recent reported fiscal year?”
Source says
NVIDIA’s most recent 10-K, data-center segment line (SEC EDGAR). primary source →
What it did
3/3 FY2026 $193.7B; avoided the stale trap.
Transcript
perplexity/q4-run1.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Correct

Grok Free · Grok 4.3 Fast

Q4 · NVIDIA data-centre revenue

Asked
“What was NVIDIA’s data-center segment revenue in its most recent reported fiscal year?”
Source says
NVIDIA’s most recent 10-K, data-center segment line (SEC EDGAR). primary source →
What it did
3/3 FY2026 $193.7B; even flagged Q1 FY2027 as partial. Avoided the stale trap.
Transcript
grok/q4-run1.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Correct

ChatGPT Free

Q4 · NVIDIA data-centre revenue

Asked
“What was NVIDIA’s data-center segment revenue in its most recent reported fiscal year?”
Source says
NVIDIA’s most recent 10-K, data-center segment line (SEC EDGAR). primary source →
What it did
3/3 FY2026 data-centre $193.7B; avoided the stale-FY2025 trap (one run flagged FY2025 ~$115.2B for context). Captured 2026-06-26.
Transcript
chatgpt/q4-run1.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Correct

Claude Max · paid

Q5 · Bank of England base rate

Asked
“What is the Bank of England base rate as of today?”
Source says
The Bank of England’s official Bank Rate, as of the test date. primary source →
What it did
3/3 = 3.75%. Minor supporting-date slip (17 vs 18 Jun); rate correct.
Transcript
claude/q5-run1.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Correct

Gemini Pro · paid

Q5 · Bank of England base rate

Asked
“What is the Bank of England base rate as of today?”
Source says
The Bank of England’s official Bank Rate, as of the test date. primary source →
What it did
3/3 = 3.75%, MPC date correct (18 Jun).
Transcript
gemini/q5-run1.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Correct

Perplexity Pro · paid

Q5 · Bank of England base rate

Asked
“What is the Bank of England base rate as of today?”
Source says
The Bank of England’s official Bank Rate, as of the test date. primary source →
What it did
3/3 = 3.75%, cited bankofengland.co.uk.
Transcript
perplexity/q5-run1.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Correct

Grok Free · Grok 4.3 Fast

Q5 · Bank of England base rate

Asked
“What is the Bank of England base rate as of today?”
Source says
The Bank of England’s official Bank Rate, as of the test date. primary source →
What it did
3/3 = 3.75%, MPC 18 Jun, "as of today 25 Jun".
Transcript
grok/q5-run1.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Correct

ChatGPT Free

Q5 · Bank of England base rate

Asked
“What is the Bank of England base rate as of today?”
Source says
The Bank of England’s official Bank Rate, as of the test date. primary source →
What it did
3/3 = 3.75%, MPC 18 Jun, next decision 30 Jul. Captured 2026-06-26.
Transcript
chatgpt/q5-run1.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Correct

Claude Max · paid

Q6 · S&P 500 yield over 3%?

Asked
“Is the S&P 500’s current dividend yield above 3%?”
Source says
S&P 500 dividend yield (around 1.05% on the test date, well under 3%), S&P Dow Jones Indices. primary source →
What it did
3/3 clear "No", ~1.05%.
Transcript
claude/q6-run1.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Correct

Gemini Pro · paid

Q6 · S&P 500 yield over 3%?

Asked
“Is the S&P 500’s current dividend yield above 3%?”
Source says
S&P 500 dividend yield (around 1.05% on the test date, well under 3%), S&P Dow Jones Indices. primary source →
What it did
3/3 "No", ~1.07%. Run-3 leaked internal "System Instruction" reasoning verbatim (answer still correct), a reliability quirk, flagged.
Transcript
gemini/q6-run3.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Correct

Perplexity Pro · paid

Q6 · S&P 500 yield over 3%?

Asked
“Is the S&P 500’s current dividend yield above 3%?”
Source says
S&P 500 dividend yield (around 1.05% on the test date, well under 3%), S&P Dow Jones Indices. primary source →
What it did
3/3 "No", ~1.07%.
Transcript
perplexity/q6-run1.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Correct

Grok Free · Grok 4.3 Fast

Q6 · S&P 500 yield over 3%?

Asked
“Is the S&P 500’s current dividend yield above 3%?”
Source says
S&P 500 dividend yield (around 1.05% on the test date, well under 3%), S&P Dow Jones Indices. primary source →
What it did
3/3 "No", ~1.05-1.09%, four dated sources.
Transcript
grok/q6-run1.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

Correct

ChatGPT Free

Q6 · S&P 500 yield over 3%?

Asked
“Is the S&P 500’s current dividend yield above 3%?”
Source says
S&P 500 dividend yield (around 1.05% on the test date, well under 3%), S&P Dow Jones Indices. primary source →
What it did
3/3 clear "No", ~1.05-1.09% across multiple dated sources. Captured 2026-06-26.
Transcript
chatgpt/q6-run1.md (capture archive)

N=3, memory off · asked 25 June 2026 · graded against the primary source

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